Securing Your Home from Natural Disasters
Natural disasters, commonly known as acts of god, can be harmful to your home and it is essential to take steps to protect your home from these disasters. While the location that your home is located in will dictate the steps that you need to protect your home from a natural disaster (living in a flood zone is very different than living in an area prone to landslides), some common sense decisions can reduce the susceptibility of your home to natural disasters.
Start with a Plan
The first step you should perform to secure your home from natural disasters is to determine which natural disasters are likely to hit your home and then to devise a plan to protect against them. Then think of the ways that this natural disaster can impact your home and perform a detailed assessment of your home to see how it will potentially stand up against the damage that would occur in your home. Perform a schedule where you will appraise the security of your home and the current state of repair that it is in and prioritize improvements for how to protect your home.
Steps to Prepare for a natural Disaster
Once you understand the types of disasters that may harm your home you should work to secure it against these disasters. If you live in a coastal area with a risk of storm or water flooding then have sandbags available to help to prevent flooding from occurring. If you live near an earthquake zone then you should consider not only having your home designed to improved to sustain an earthquake, but also to avoid placing furniture or items like chandeliers which could lead to bodily harm. Create a safe spot in your home where you can go in case of a natural disaster and protect your more valuable possessions by placing them in places where they are less likely to be damaged.
Disaster Recovery Actions
Of course, there is no way you can fully ensure that you will be able to protect your home from a natural disaster. Instead, you should work to secure your home by having items ready to quickly respond to any home damage quickly. Having some basic tools can greatly aide you in this process. Again consider where you live and what natural disaster you are likely to experience. A water pump can help to pump out water after a flood or a significant storm hits your home. A dry mop and air dryers can help to reduce the damage that storms can have on your home. Garbage bags and wooden boards can help to secure broken windows and entrance way like screen doors, until you are able to have them properly repaired. These common sense steps can help you to be more quickly recover from a natural disaster.
Having Financial Protection
Have homeowners insurance to protect your home against financial loss arising from a natural disaster. Be sure you are insured for an appropriate amount and avoid simply protecting yourself based on your outstanding mortgage. Understand the risks associated with your home and protect yourself with the right insurance for your home.
Know and Understand Your Home
It is important to understand how your home works so that you can properly protect it from a natural disaster. Know your home shutoff switches for your water, electricity, and heating system. By understanding the proper safety shutoff switches you can quickly shut them off and prevent further damage to your home.
In many ways, you can never be fully prepared for a natural disaster. However, by understanding what types of damage is likely to occur in a storm, having a plan to react to a disaster, and having the right tools to respond to the natural disaster, you can help to secure your home from greater loss.